Goldco Review
Best for Mid-size rollover investors · Last reviewed 2026-06
Every dollar you leave in cash is quietly losing the war with inflation — the dollar has shed roughly 87% of its purchasing power since 1971. Moving part of a retirement account into IRS-approved physical gold is one of the oldest hedges against that slow debasement. The only question worth answering is which firm you trust to do it. Here is where Goldco stands in our independent assessment.
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Standout features
- ✦Buyback program with a highest-price guarantee
- ✦Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- ✦Promotional bonus metals on qualifying large purchases
- ✦Lower minimum than education-focused premium rivals
Pros
- +Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- +Clearly published, predictable annual fee schedule
- +Strong buyback program and dedicated rollover assistance
- +A+ BBB rating and a long operating history (since 2006)
Cons
- −Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- −Limited to gold and silver (no platinum or palladium)
- −First-year cost rises once setup and segregated storage are included
Fees & pricing
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
The bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Sources & verification
This profile compiles factual, publicly available information. Facts last reviewed 2026-06.
Ratings are our independent editorial opinion, not user reviews. This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.